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Resources / Telesales

When the call goes wrong,
it rarely stays on the call.

Public cases from telesales where what customers were told, or weren't, ended in fines, bans or headlines.

Wells FargoSep 2016

Sales targets led staff to open accounts customers never asked for

$185M in fines · about 5,300 employees fired

Regulators found employees had opened more than two million bank and card accounts customers may not have authorised, to meet aggressive sales goals. The incentive scheme was not monitored closely.

Listen for on your calls

Products added without a clear yes from the customer, and agents pushing extra products to hit a number.

UK banks (PPI)2011–2019

Insurance sold alongside loans to people who couldn't use it

About £38bn repaid, the UK's largest consumer redress

Payment protection insurance was added to loans, cards and mortgages, often without checking whether the customer needed it or could ever claim. Banks spent most of a decade paying it back.

Listen for on your calls

Add-on cover offered without checking the customer's need or eligibility.

SBI LifeSep 2024

Penalised for paying web aggregators to telemarket its policies

₹1 crore IRDAI penalty

IRDAI found the insurer had paid web aggregators for telemarketing and pre-sales work, a possible conflict of interest, and issued advisories over policies sold after withdrawal and claims rejected without evidence.

Listen for on your calls

Who is actually selling on your behalf, and what they say on those calls.

PolicybazaarAug 2025

"Top" and "Best" labels without criteria, and unverified telemarketing sales

₹5 crore IRDAI penalty

IRDAI found products promoted as "Top" or "Best" without objective criteria, delayed premium remittances, and about 98,000 telemarketing policies not mapped to an authorised verifier.

Listen for on your calls

Superlatives and comparisons agents can't back up, and sales calls missing verification.

Byju'sDec 2022

Parents say salespeople pushed them into courses and loans they couldn't afford

Consumer complaints, court orders and lasting reputational damage

Customers described high-pressure selling to low-income families and some said they were signed up for loans without their knowledge. Former staff described sales targets that encouraged it. Byju's denied wrongdoing.

Listen for on your calls

Fear-based pitches, unclear loan terms, and agreement that isn't clearly given.

Summaries are our own reading of the linked reports. Amounts and outcomes are as reported at the time; some companies settled without admitting wrongdoing. These cases are listed to show what is at stake on customer calls, not to suggest any particular tool would have prevented them.

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